So I will start this with everyone has their own insurance story and this page is only to give you insight in to mine. When I first found out that Bariatric Surgery was covered under my insurance I couldn't get my hands on enough information in order to see how "hard" it was to get approved. Here is a timeline of mine:
Feb 2013- First visit to my doctor in order to discuss the procedure and start the process. This first visit didn't count towards my required 3 visits.
March 2013- 1 of 3 for my supervised nutrition/weigh-in appointments. These appointments were priceless for the information that I received in regard to meal plans and journaling.
April 2013- 2 of 3 I lost either 2 or 3 pounds on this visit
May 2013- 3 of 3 I lost another 3 pounds for this visit and I asked A LOT of questions about what to expect after the surgery, what could I eat post op, what couldn't I eat, and questions about the 2 week pre op diet.
My last appointment was on a Thursday and they submitted all of my paperwork to the insurance company on that same day. I want to be brutally honest here when I say that I was on pins and needles, I was so worried about not getting approved and what my options were going to be if that happened. I started calling the insurance company on the Tuesday after they submitted my paperwork and then Weds and then Thurs....Thurs APPROVED which was pretty quick because I was expecting at least two weeks. It took one week from the time they submitted my paperwork for my insurance company to approve it.
I called my doctor's office and scheduled my endoscopy, nutrition class, and surgery. My surgery is scheduled for June 14, 2013 and I start my pre-op diet on Thursday May 29,2013
I hope this helps in your insurance journey :)
No comments:
Post a Comment